Can I get an opinion on my investment choices?
I’m 30 years old and opened an IRA this year, I maxed out the 2020 year with 50% VTSAX/ 50% VTIAX.
I’ll be maxing out my 2021 with a similar formula except I’ll be adding the REIT O.
50% VTSAX 25% VTIAX 25% O
I am also going to open a spousal IRA for my wife.
With her IRA I wanted to do something different, here are my thoughts:
50% Vfiax 25% VYM 25% VGT
Just to note, I am maxing out my 457b and will have a pension, so I am not solely relying on my Roths.
I’ll be contributing for a total of 20 years.